California State University Emeritus & Retired Faculty & Staff Association


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Need Insurance Benefits?
We'll Get Them For You!


Our association works hard to protect your pension AND your insurance benefits. This is one of the main advantages of being a member and one of the main reasons we are here for you!

Thanks to our trusted partner, AMBA CA LIC #0I96562, members are eligible for exclusive supplemental insurance. Get special group rates on dental, vision, long-term care, home healthcare, cancer, heart, stroke, life insurance, and other policies.

If you’ve had trouble getting supplemental insurance at a reasonable rate, here’s your chance! Best of all, it's easy - you can enroll online or by phone.

OR CALL 1-877-810-6334 Mon‑Fri 8am‑6pm CT

Emergency Medical Transportation Plans


A ground ambulance or air transport could cost thousands. Medicare may not cover this. It's important to protect yourself. Medical Air Services Association (MASA) provides plans for lifesaving emergency transportation services. Services are paid in full, with no deductibles, co-pays, or dollar limits. Whether home or traveling, MASA covers your ambulance or airlift, regardless of your age or medical condition.

Plus, you can get your MASA plan through a trusted source: CSUERFSA

OR CALL 1-877-810-6334 Mon‑Fri 8am‑6pm CT

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image of a nurse caring for an elderly woman

Easy Issue Life Policy


This plan can give you the peace of mind of protecting your family from the high cost of final expenses.

Advantages include: 
• No medical exam or lab tests 
• No decrease in coverage due to age or health 

OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

Long Term Care Insurance


A Long-Term Care insurance policy can ease the financial burden on your loved ones. Save your family thousands of dollars, helping to protect your life savings and reduce the stress on your spouse and children. 

Long-term care services not typically covered by Medicare include: 
• A skilled nursing facility after 100 days 
• Bathing 
• Dressing 
• Transferring to and from a bed or chair 
• Eating 
• Personal hygiene

Long-term care today can cost $75,000 a year or more. The sooner you plan, the better your chances of avoiding financial challenges later.

Call Today if you would like more information on Long-Term Care coverage. If you have an existing Long-Term care policy, a CalPERS policy or are looking for information on long-term care our endorsed benefits partner AMBA can help.   

Call today or click on the link below.
Ca Lic. 0I196562

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medicare application form

Medicare Supplement Insurance


Medicare doesn’t provide all the health insurance coverage you need. That’s where a Medicare Supplement plan comes in. Also known as Medigap, these insurance plans not only help pay for additional eligible expenses not paid by Medicare, they provide the freedom for you to use your own physician, specialist, and medical facility. 

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all your options.

OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT 

Hearing Plan


Most insurance plans don't cover hearing healthcare. This no-cost program provides free hearing consultations and discounts on hearing aids through a nationwide network of hearing professionals.

Benefits include: 
• Free annual consultations for you & your immediate family 
• One year of free office visits (limit 6) 
• Nationwide network of 3,000+ locations 
• Discounts on hearing aids, tinnitus options & hearing protection products

OR CALL 1-888-200-5701 Mon‑Fri 8am‑6pm CT

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a cancer patient hugging her daughter

Cancer/Heart/Stroke Insurance


Many advanced treatments that could increase your chances for cancer survival are not available locally. Travel, care, and other out-of-pocket expenses can be overwhelming.

A cancer plan will: 
• Pay cash directly to you upon first diagnosis of internal cancer or malignant melanoma 
• Be paid at one time in one lump sum, for you to use as you see fit 
• Offer an optional heart and stroke rider for additional premium 

OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT 

Fixed Index Annuity


If you never want to get jolted by sudden changes in the stock market, then a Fixed Index Annuity may be for you. With this annuity, your income is locked in, with a guaranteed interest rate. Plus there are multiple payout options.

Why a Fixed Index Annuity?
• Protects your investment from downturns
• Enjoy market gains without downside risk
• Offers guaranteed interest rates
• Provides income for your entire lifetime
• Liquidates penalty-free for Confinement, Terminal Illness and Home Health Care
• From a carrier you know and trust: A+ rated by Standard and Poor’s, in business for over 133 years

OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

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Discounts Nationwide


Enjoy savings, right from your computer, at Retirement is an adventure—why not save money along the way? As a member of the association, you can enjoy exclusive discounts on:

  • Computers
  • Electronics
  • Household Items
  • Entertainment
  • Dining
  • Travel
  • Hotels
  • Rental Cars
  • Flowers
  • And more

OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT