California State University Emeritus & Retired Faculty & Staff Association

Our association works hard to protect your pension AND your insurance benefits. This is one of the main advantages of being a member and one of the main reasons we are here for you!

Thanks to our trusted partner, Association Member Benefits & Insurance Agency (AMBA)CA LIC #0I96562, members are eligible for exclusive supplemental insurance. Get special group rates on dental, vision, long-term care, home healthcare, cancer, heart, stroke, life insurance, and other policies.

If you’ve had trouble getting supplemental insurance at a reasonable rate, here’s your chance! Best of all, it's easy - you can enroll online or by phone.

LEARN MORE REQUEST INFO
OR CALL 1-877-810-6334 Mon‑Fri 8am‑6pm CT

One ride to the hospital could cost you thousands of dollars out of pocket, and air transport could add up to $50,000 or more. Protect yourself with a Medical Transportation membership. Best-in-class emergency transportation coverage from Medical Air Services Association (MASA), available 24/7 at home or while traveling. It provides transportation of you, your spouse, children, grandchildren, even pets and vehicles at no additional cost. More complete coverage than competitors. No premiums, deductibles or other hassles. Pay once and you're covered!

ENROLL ONLINE REQUEST INFO
OR CALL 1-877-810-6334 Mon‑Fri 8am‑6pm CT

This plan can give you the peace of mind of protecting your family from the high cost of final expenses.

Advantages include: 
• No medical exam or lab tests 
• No decrease in coverage due to age or health 

LEARN MOREREQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

A Long-Term Care insurance policy can ease the financial burden on your loved ones. Save your family thousands of dollars, helping to protect your life savings and reduce the stress on your spouse and children. 

Long-term care services not typically covered by Medicare include: 
• A skilled nursing facility after 100 days 
• Bathing 
• Dressing 
• Transferring to and from a bed or chair 
• Eating 
• Personal hygiene

Long-term care today can cost $75,000 a year or more. The sooner you plan, the better your chances of avoiding financial challenges later.

Call Today if you would like more information on Long-Term Care coverage. If you have an existing Long-Term care policy, a CalPERS policy or are looking for information on long-term care our endorsed benefits partner AMBA (Association Members Benefits Insurance Agency) can help.   

Call today or click on the link below.
866-684-5266 
https://connect.amba.info/A08472
Ca Lic. 0I196562

Medicare doesn’t provide all the health insurance coverage you need. That’s where a Medicare Supplement plan comes in. Also known as Medigap, these insurance plans not only help pay for additional eligible expenses not paid by Medicare, they provide the freedom for you to use your own physician, specialist, and medical facility. 

_{We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.}

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT 

Most insurance plans don't cover hearing healthcare. This no-cost program provides free hearing consultations and discounts on hearing aids through a nationwide network of hearing professionals.

Benefits include: 
• Free annual consultations for you & your immediate family 
• One year of free office visits (limit 6) 
• Nationwide network of 3,000+ locations 
• Discounts on hearing aids, tinnitus options & hearing protection products

REQUEST INFO
OR CALL 1-888-200-5701 Mon‑Fri 8am‑6pm CT

Many advanced treatments that could increase your chances for cancer survival are not available locally. Travel, care, and other out-of-pocket expenses can be overwhelming.

A cancer plan will: 
• Pay cash directly to you upon first diagnosis of internal cancer or malignant melanoma 
• Be paid at one time in one lump sum, for you to use as you see fit 
• Offer an optional heart and stroke rider for additional premium 

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT 

Accident recovery typically gets more challenging with age, which could set you back financially as well as physically.

This policy helps cover expenses standard medical plans might not, including:
• Ambulance
• Medical expenses
• Hospital costs
• Intensive care
• Physical therapy
• Family lodging and transportation

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

If you never want to get jolted by sudden changes in the stock market, then a Fixed Index Annuity may be for you. With this annuity, your income is locked in, with a guaranteed interest rate. Plus there are multiple payout options.

Why a Fixed Index Annuity?
• Protects your investment from downturns
• Enjoy market gains without downside risk
• Offers guaranteed interest rates
• Provides income for your entire lifetime
• Liquidates penalty-free for Confinement, Terminal Illness and Home Health Care
• From a carrier you know and trust: A+ rated by Standard and Poor’s, in business for over 133 years

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

Enjoy savings, right from your computer, at myAMBAdiscounts.com. Retirement is an adventure—why not save money along the way? As a member of the association, you can enjoy exclusive discounts on:

• Computers
• Electronics
• Household Items
• Entertainment
• Dining
• Travel
• Hotels
• Rental Cars
• Flowers
• And more

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT